Company Ratings

Pacific Debt

PROS / Pacific Debt boasts among the highest customer satisfaction ratings in the industry. They assign personal service representatives and are committed to transparency and giving the client control over each decision in the process. Pacific Debt has an A+ rating with the Better Business Bureau. Pacific Debt has a long track record of success.

CONS / Pacific Debt uses a high-pressure and aggressive sales approach. Their fees vary by state and type of debt. The number of available states is limited.

OUR VERDICT / Pacific Debt is a California company committed to customer service. This organization can be helpful for consumers who need constant hand holding throughout the debt settlement process. Pacific Debt can be proud of its 2nd place standing in our rankings.

Overall Score 86
  • Cost/Fees 88
  • Transparency/Disclosures/Compliance 80
  • Length in Business 100
  • BBB Rating 100
  • Accreditations (BBB, IAPDA, AFCC) 100
  • Web Site 88
  • Program Time Frame 100
  • Average Reduction after Fees 50
  • Up Front Fees 100
  • Number of States Available 67
  • Consumer Debt or Business Debt or Both 100
  • Minimum Debt Amount 100
  • Sales Pressure/Customer Service 40
  • Service In House or Out Source 100
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