Oak View Law Group
PROS / Helpful website with many tools for financial counseling and debt management, and a live chat option.
CONS / Oak View charges upfront “consultancy fees” in addition to fees collected on settled debt. Oak View is a law firm and not a “debt settlement company.” As an entity, it is unaccredited with typical debt settlement compliance agencies but it is licensed with the State Bar of California. Charging up-front fees is non-compliant with FTC regulations.
OUR VERDICT / Oak View can reduce a client’s debt but its odd fee structure presents new challenges for people who are already struggling with debt. We would avoid any company that charges up-front fees whether they are a law firm or not.